Driving is a big responsibility that comes with significant risks, though many of them can be mitigated with safe driving practices. Having quality auto insurance will also help protect you on the road, especially if you’re in an accident for which you aren’t at fault. However, finding the right insurance company and choosing your plan can be confusing, especially if you’re a new driver or have never purchased your own insurance before. The General is one of the more popular insurance companies. Keep reading to learn more about what customers think about their policies.
What do people think of The General insurance?
Drivers have plenty of choices when it comes to deciding where to purchase car insurance. Given how much rates can vary between insurers, it’s essential that you take the time to best the fit for you. The General is one affordable and popular option for drivers in the United States. What you may not realize is that they sell insurance on behalf of a couple of different holding companies, making it an insurance agency. The General is a subsidiary of PGC holdings that offers insurance online or by phone through Permanent General Assurance Corporation, Permanent General Assurance Corporation of Ohio, and The General Automobile Insurance Company, Inc.
You can find a number of reviews of The General insurance online, which will give you a better idea of the experience real customers have had with the company. One of the most appealing things about The General is their low monthly rates. In some cases, your monthly premium could be as low as $39, though there are many factors that go into determining the price you’ll pay. The General also earns high marks from many drivers for their focus on non-standard auto insurance.
Non-standard auto insurance is geared toward new drivers, and people with a poor driving history or with an unfavorable C.L.U.E. report. Those with bad credit or lapsed coverage may also be best served by an insurance provider like The General. Though The General started out as a small company, it was purchased by American Family Insurance in 2013. Since The General is licensed to solicit and sell insurance products to individuals at a retail level, they can redirect you to other insurance companies if you need other types of insurance like renters insurance or motorcycle coverage.
Is car insurance required in the United States?
Newer drivers may be wondering whether or not they need car insurance before they hit the road. The answer to that question will depend on your location. Insurance requirements are decided on a state level in the U.S., so the amount of insurance coverage you’re required to have varies. If you aren’t sure what the requirements are in your state, contact the DMV to check before you purchase an insurance policy.
Two states, Virginia and New Hampshire, don’t require that residents purchase insurance in order to drive legally. However, there are some restrictions that you should be aware of. In Virginia, you must submit an application and have it approved in order to waive the driver’s license requirement or pay a fee. New Hampshire also offers approval for requests to waive insurance requirements, though some groups of drivers are denied access to this waiver. This includes those with a history of DUIs or a number of accidents and traffic violations on their record.
There’s a lot to consider before you buy an insurance plan. Factors like your driving record, budget, and the legal requirements in your state should all be taken into account when deciding on the best policy for you. The rates you’re offered will also vary based on your driving history and previous track record with regard to insurance coverage. Drivers who need non-standard insurance but don’t want to pay a fortune should look into buying a policy from The General.